The UK government has introduced stricter financial requirements for the UK Partner Visa in 2025, raising the minimum income threshold to £29,000. This change affects families, couples, and individuals planning to settle in the UK, making it more challenging for some applicants to meet the criteria.
If you or someone you know is applying for a UK Spouse Visa or Partner Visa, it is essential to understand these updates, their impact, and the alternative ways to meet the financial requirement.
This guide breaks down the new income thresholds, eligibility rules, exemptions, and application steps to help you prepare for a successful visa application.
Contents
UK Partner Visa 2025: Key Financial Requirements
| Criteria | Details |
|---|---|
| Minimum Income Requirement | Increased from £18,600 to £29,000 per year |
| Future Increases | May increase to £38,700 in late 2025 (under review) |
| Effective Date | April 11, 2024 |
| Who is Affected? | New applicants applying after April 11, 2024 |
| Who is Exempt? | Renewals of visas issued before this date remain under the £18,600 threshold |
| Alternative Proof of Funds | Applicants can use £88,500 in cash savings instead of income |
| Official Government Source | UK Home Office |
The UK Partner Visa financial requirement aims to ensure that visa holders can support themselves without relying on public funds. However, critics argue that the increase could separate families, limit accessibility, and create financial strain for many couples.
What is the UK Partner Visa?
The UK Partner Visa (Spouse Visa) allows non-UK nationals to join their British or settled partner in the UK. It is one of the most popular visa options for families and couples wanting to live together in the country.
Who Can Apply for a UK Partner Visa?
You may be eligible if you:
- Are married to or in a civil partnership with a British citizen or permanent resident
- Are in a long-term, genuine relationship (unmarried partners can qualify)
- Intend to live together permanently in the UK
- Meet the financial, accommodation, and English language requirements
New Financial Requirements for 2025
1. Increase in Minimum Income Threshold
- Previous Requirement: £18,600 per year
- New Requirement (April 11, 2024): £29,000 per year
- Planned Increase (Under Review): £38,700 in late 2025
2. Who Needs to Meet This Requirement?
- New applicants after April 11, 2024 must meet the £29,000 threshold
- Those who applied before this date remain on the old threshold of £18,600 for renewals
3. How Can You Meet the Financial Requirement?
Applicants can meet the income threshold through:
- Employment or self-employment income (salary, business profits)
- Pension income (private or state pension)
- Cash savings – A lump sum of at least £88,500 can be used instead of income
- Non-work income (e.g., rental income, investments, dividends)
If using a combination of income sources, ensure they collectively meet the required threshold.
Why Has the UK Increased the Income Threshold?
The UK government states that the new financial criteria aim to:
- Reduce dependency on public funds – Ensuring visa holders can financially support themselves
- Align with rising living costs – The previous £18,600 threshold had not been updated for years
- Match work-related visa thresholds – Many UK work visas already require higher salaries
However, critics argue that these changes could:
- Separate families and couples who cannot meet the income requirement
- Disadvantage lower-income earners
- Make it harder for British citizens to bring their partners to the UK
Step-by-Step Guide to Applying for a UK Partner Visa in 2025
Step 1: Confirm Your Eligibility
Before applying, ensure you:
- Have a British citizen or settled partner in the UK
- Are in a genuine and ongoing relationship
- Meet the financial requirement (£29,000 per year or £88,500 in savings)
- Have adequate accommodation in the UK
- Pass the English language requirement
Step 2: Gather Financial Documents
Prepare financial documents based on your income sources:
- For Employment: Payslips, bank statements, and employer letters
- For Self-Employment: Business accounts, HMRC tax returns
- For Pension or Rental Income: Official pension statements or rental agreements
- For Savings: Bank statements showing £88,500 available for six months
Any missing or incorrect documents can result in a visa rejection.
Step 3: Submit Your Application Online
- Apply through the UK Home Office website
- Pay the visa application fee (£1,846 for applications outside the UK)
- Upload required financial and relationship documents
Step 4: Attend a Biometric Appointment
- Schedule a biometric screening at a UK Visa Application Centre (VAC) in your country
- Provide fingerprints and a digital photo
Step 5: Wait for Processing
| Processing Option | Timeframe | Fee |
|---|---|---|
| Standard Application | 3-6 months | Included in visa fee |
| Priority Service | 4-6 weeks | Extra £573 |
Step 6: Receive a Visa Decision and Travel to the UK
- If approved, you will get a visa vignette (sticker) in your passport
- Upon arrival, collect your Biometric Residence Permit (BRP)
Alternative Routes if You Do Not Meet the Financial Requirement
If you cannot meet the £29,000 salary threshold, consider:
- Using cash savings – £88,500 in savings can replace the income requirement
- Applying before April 11, 2024 – If eligible, apply before the rule change to use the lower £18,600 requirement
- Exploring work opportunities in the UK – Securing a job offer that meets the salary threshold
- Checking for exemptions – Some applicants may qualify under exceptional circumstances
The UK Partner Visa financial requirement increase makes it more challenging for families and couples to reunite. With the new £29,000 income threshold (potentially rising to £38,700 in late 2025), careful financial planning is crucial.
To increase your chances of approval:
- Start preparing early and gather all necessary financial documents
- Consider alternative proof of funds if your income is below the threshold
- Stay informed on updates from the UK Home Office
For official visa updates, visit the UK Home Office website.
FAQ:
When do the new financial requirements take effect?
The £29,000 minimum income threshold applies to new applications from April 11, 2024.
What happens if I applied before April 11, 2024?
You will still be assessed under the old £18,600 threshold for renewals and extensions.
Can I use savings instead of income?
Yes, you can use £88,500 in savings to meet the financial requirement.
Will the income threshold increase to £38,700 in 2025?
The UK government plans to review this increase in June 2025, but no final decision has been made yet.
