Social Security recipients who started receiving retirement benefits after April 30, 1997, will receive their March payments based on their birth date. If you were born between the 1st and 10th of the month, your payment will arrive on March 12.
Here’s everything you need to know about March’s payment schedule, maximum Social Security benefits, and how much you can expect to receive.
Contents
March 2025 Social Security Payment Schedule
| Birth Date | Payment Date |
|---|---|
| 1st – 10th | March 12, 2025 |
| 11th – 20th | March 19, 2025 |
| 21st – 31st | March 26, 2025 |
Who does NOT qualify for these payments?
- Those who received their Social Security check on March 3 (applies to those who began receiving benefits before April 30, 1997).
- Supplemental Security Income (SSI) recipients—their payments follow a different schedule.
Maximum Social Security Benefit for March 12 Payments
The highest Social Security payment depends on your filing age and work history. Here’s the breakdown:
| Filing Age | Maximum Monthly Benefit |
|---|---|
| 70 years old | $5,108 |
| Full Retirement Age (FRA) – 67 | $4,018 |
| Early Retirement (62 years old) | $2,831 |
To qualify for the maximum payment of $5,108, you must:
- Have worked for 35 years in jobs covered by Social Security.
- Paid Social Security taxes for those 35 years.
- Earned the taxable maximum wage (the contribution and benefit base) for at least 35 years.
- Delayed filing for benefits until age 70.
Filing before age 70 results in lower monthly payments. For example, filing at 62 reduces benefits by up to 30%.
Average Social Security Payments on March 12
Not everyone will receive the maximum payment. The average Social Security check depends on your earnings history and retirement age.
| Recipient Category | Average Monthly Payment |
|---|---|
| Retired workers | $1,978 |
| Spouses of retired workers | $931 |
| Children of retired workers | $919 |
What If You Haven’t Received Your Payment?
Payments are sent via direct deposit or check. If you don’t receive your payment on time:
- Wait 3 mailing days before reporting a missing payment.
- Contact your bank first to check if the deposit was received and processed.
- If your bank did not receive the payment, call the SSA at 1-800-772-1213.
Key Takeaways
- If you were born between the 1st and 10th, your Social Security payment will arrive on March 12.
- The maximum benefit is $5,108 for those who delayed retirement to age 70.
- The average retired worker receives $1,978 per month.
- Missing payments should be reported after 3 mailing days.
Make sure your bank account information is up to date with the Social Security Administration to avoid payment delays.
FAQs:
Who qualifies for the March 12 Social Security payment?
Anyone born between the 1st and 10th of the month and who started receiving benefits after April 30, 1997.
What is the maximum Social Security benefit I can receive?
$5,108 if you filed at age 70.
$4,018 if you filed at Full Retirement Age (67).
$2,831 if you filed early at 62.
How much is the average Social Security payment?
The average retired worker receives $1,978 per month.
